Protection for Your Family in Just 15 Minutes!
No Medical Exam... Just answer a few health questions.
Life insurance protection is one of the most important investments you can make for your family's future. After all, who's going to look after them if something happens to you? With Liberty Direct term life coverage, they can get up to $250,000** to pay for outstanding loans, mortgages, college tuition, funeral expenses and more.
LibertyDirect.com makes it simple. You can apply completely online and there's NO MEDICAL EXAM... just answer a few health questions. Within minutes you can get a coverage decision and print out your policy right from your home computer! And no agent will contact you unless you request them to do so.
Are you ready to get started? Take a moment to learn more about this valuable coverage. When you're confident that Liberty Direct term life coverage is right for you and your family, get your free quote, apply and then purchase your policy online. It's that simple.
No Medical Exams†
Finally it's possible to buy affordable term life insurance without a medical exam! Many people postpone buying term life insurance, not because their health is bad, but because they're uncomfortable with the idea of the often required medical exam. Because term life insurance should be an important part of every family's financial plan, this site features the ability to buy generous amounts of term life insurance without taking a medical exam. A few simple questions will be asked about your health to see if you qualify. Paperless Application
At LibertyDirect.com, you can apply for your term life insurance coverage completely online from the comfort and privacy of your home or office computer. Immediate Coverage
Your policy becomes effective the moment your online application is approved and your online payment is received. You can even print your policy right from your desktop printer. Generous Coverage Amounts
Choose from a variety of generous coverage amounts from $25,000 up to $250,000**. The amount you select should depend on what you can afford and what your family will need in the event that your death occurs. Benefits That Never Decrease
The benefit amount you select today will always be the benefit amount your family can expect as long as your policy remains in force. Liberty Life Insurance Company will never reduce your benefits. Premiums That Never Increase
Your premiums for the coverage in which you initially enroll will never increase in price for the life of the term. Your premiums are guaranteed as long as your coverage remains in force and is not cancelled by you. 31-Day Free Look Period
Once your policy is issued, you have a full 31 days to decide if it's right for you. If for any reason at all, you decide against having this coverage in place, you may return the policy and receive a full refund, no questions asked. Optional Children's Rider
If you have children, you may want to consider enrolling them in the Optional Children's Insurance Rider. This Optional Rider pays a benefit of $5,000 and these benefits, as well as the premium amount, are guaranteed for the life of the term (up to the insured child's 25th birthday*** ). You can enroll for this surprisingly affordable coverage during your online application process. This coverage is available if your child is 0 through 18*** years of age, and the primary insured is 18 through 55 years of age on a 10 year term and 18 through 50 years of age on a 20 year term. Click here for exclusions and limitations. Optional Accidental Death Rider
Every four minutes - about the time it takes to pay your monthly bills - someone in America dies because of an unexpected accident.**** That's 329 families each and every day that are left grieving the loss of a loved one - and dealing with the financial impact of the loss. To further protect your family, the Optional Accidental Death Insurance Rider pays an additional benefit equal to your Liberty Life Insurance policy to help your family in their particularly devastating time of need. The addition of this Rider will cost only pennies more per day, so you may want to consider adding on to your term life insurance coverage. Click here for exclusions and limitations. Manage Your Coverage Online
Once your coverage has been issued, you can manage your coverage online by using your convenient, secure online account. The online account allows you to update your family's information. About Liberty Life Insurance Company
You'll be glad to know that the term life insurance product featured on this site is provided by Liberty Life Insurance Company, whose financial strength and operating performance has been rated "A" (Excellent) by A.M. Best. "A" (Excellent) rating is the third highest rating out of 16 possible ratings by A.M. Best.
†
Life insurance protection is one of the most important investments you can make for your family's future. After all, who's going to look after them if something happens to you? With Liberty Direct term life coverage, they can get up to $250,000** to pay for outstanding loans, mortgages, college tuition, funeral expenses and more.
LibertyDirect.com makes it simple. You can apply completely online and there's NO MEDICAL EXAM... just answer a few health questions. Within minutes you can get a coverage decision and print out your policy right from your home computer! And no agent will contact you unless you request them to do so.
Are you ready to get started? Take a moment to learn more about this valuable coverage. When you're confident that Liberty Direct term life coverage is right for you and your family, get your free quote, apply and then purchase your policy online. It's that simple.
No Medical Exams†
Finally it's possible to buy affordable term life insurance without a medical exam! Many people postpone buying term life insurance, not because their health is bad, but because they're uncomfortable with the idea of the often required medical exam. Because term life insurance should be an important part of every family's financial plan, this site features the ability to buy generous amounts of term life insurance without taking a medical exam. A few simple questions will be asked about your health to see if you qualify. Paperless Application
At LibertyDirect.com, you can apply for your term life insurance coverage completely online from the comfort and privacy of your home or office computer. Immediate Coverage
Your policy becomes effective the moment your online application is approved and your online payment is received. You can even print your policy right from your desktop printer. Generous Coverage Amounts
Choose from a variety of generous coverage amounts from $25,000 up to $250,000**. The amount you select should depend on what you can afford and what your family will need in the event that your death occurs. Benefits That Never Decrease
The benefit amount you select today will always be the benefit amount your family can expect as long as your policy remains in force. Liberty Life Insurance Company will never reduce your benefits. Premiums That Never Increase
Your premiums for the coverage in which you initially enroll will never increase in price for the life of the term. Your premiums are guaranteed as long as your coverage remains in force and is not cancelled by you. 31-Day Free Look Period
Once your policy is issued, you have a full 31 days to decide if it's right for you. If for any reason at all, you decide against having this coverage in place, you may return the policy and receive a full refund, no questions asked. Optional Children's Rider
If you have children, you may want to consider enrolling them in the Optional Children's Insurance Rider. This Optional Rider pays a benefit of $5,000 and these benefits, as well as the premium amount, are guaranteed for the life of the term (up to the insured child's 25th birthday*** ). You can enroll for this surprisingly affordable coverage during your online application process. This coverage is available if your child is 0 through 18*** years of age, and the primary insured is 18 through 55 years of age on a 10 year term and 18 through 50 years of age on a 20 year term. Click here for exclusions and limitations. Optional Accidental Death Rider
Every four minutes - about the time it takes to pay your monthly bills - someone in America dies because of an unexpected accident.**** That's 329 families each and every day that are left grieving the loss of a loved one - and dealing with the financial impact of the loss. To further protect your family, the Optional Accidental Death Insurance Rider pays an additional benefit equal to your Liberty Life Insurance policy to help your family in their particularly devastating time of need. The addition of this Rider will cost only pennies more per day, so you may want to consider adding on to your term life insurance coverage. Click here for exclusions and limitations. Manage Your Coverage Online
Once your coverage has been issued, you can manage your coverage online by using your convenient, secure online account. The online account allows you to update your family's information. About Liberty Life Insurance Company
You'll be glad to know that the term life insurance product featured on this site is provided by Liberty Life Insurance Company, whose financial strength and operating performance has been rated "A" (Excellent) by A.M. Best. "A" (Excellent) rating is the third highest rating out of 16 possible ratings by A.M. Best.
†
